A Simple Savings Planner for Mums

Please share with your friends!

Last Updated on May 29, 2025 by alli

How often do you treat yourself?

There are so many little things I’d love to buy for myself, but like many mums, I tend to put my own needs on the backburner. The bills, groceries, school fees, and my daughter’s needs always come first.

Recently, a close mum friend told me how she finally bought herself a beautiful designer handbag she’d been dreaming about for ages. She was determined to own it one day, and she made it happen by simply saving up bit by bit.

What she did was simple, doable, and honestly brilliant. I loved the idea so much that I’m going to share it with you now.

Save to Treat Yourself!

She simply got herself a jar, and put it in her bedroom. She also cut out a photo of the handbag she wanted to save for and placed it near the jar. Whenever she had some spare coins or notes she put them into this jar and watched the money grow! Yes, it took her a while to save the money needed. But, she was disciplined and determined to treat herself.

The Simple Savings Planner for Mums.

Every mum deserves to have something to look forward to. We all have things that we desire – shoes, cosmetics, handbags, jewellery, electronic gadgets, the list goes on.

This is why I’ve created the Simple Savings Planner for Mums. It’s a printable savings pack to help mums save some extra money for the purpose of treating themselves to something special. There’s only one rule, and that is, that the money you save is for YOU, and YOU ONLY! 

The cost of living is high, and for many mums, it’s hard to justify or even find some “spare” cash at the moment. But even the smallest deposits add up over time. Look at my friend who is now the proud owner of a YSL handbag! Happiness is having something to look forward to.

Here are 6 Ways to Find Some Spare Money to Save:

  1. Cut down on or cancel subscriptions where possible.
  2. Write a shopping list and stick to it! You can use my free dinner planners with shopping list printable.
  3. Do your grocery shopping online to avoid impulse buys.
  4. Stock up on household items when they are on sale, such as shampoo, conditioner, dishwashing liquid, toilet paper etc.
  5. Cut back on takeaway coffees and dinners.
  6. Sell any unwanted items on Marketplace, Gumtree or eBay. This can include children’s clothing, shoes, toys, books, household items. Don’t forget to check your garage for unwanted items too.

View a sample of my must have Savings Planner below:

For more ‘girl mum’ topics, tips, and free resources, don’t forget to subscribe to Little Girl Shining. You’ll be joining a group of mums with one special thing in common… we all have little girls! x

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